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Health savings account (HSA) combines a high deductible health insurance plan with a tax exempt savings account. The money you deposit into the HSA can be used to pay for any qualified medical expense; ranging from message therapy and chiropractic visits to prescription drugs and health insurance premiums. The 2009 tax code allows individuals to contribute up to $3,000.00 and families’ $5,950.00 into an HSA account pre-tax. HSA account balances rollover from year to year.
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