LEGAL TERMS AND CONDITIONS
General Disclaimer; No Warranties; Limited Liability
Welcome to gizmohealth.com, a
web site where individuals and small business can research health
insurance choices and health insurance companies and shop for various
insurance products. The website is owned and operated by Gizmo Health
Insurance Services LLC ("Company"), a licensed insurance broker. The
Company provides its services to you subject to the following
conditions. If you visit or shop at gizmohealth.com, you accept these
conditions.
| 1. |
The insurance services
and products described on this website are only for persons in those
states and jurisdictions where such products and services may legally be
sold.
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| 2. |
Notwithstanding any
language to the contrary, nothing contained herein constitutes (nor is
intended to constitute) an offer, inducement, promise, or contract of
any kind, or a recommendation to purchase insurance from any particular
insurance company at any particular level of benefits or plan design.
|
| 3. |
THIS WEBSITE IS PROVIDED
BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY
MAKES NO REPRESTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLED, AS
TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR
PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF
THIS SITE IS AT YOUR SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE
PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE
AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS. TO THE FULL
EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL
WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED
WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE
COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT
FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENETS. THE
COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE
USE OF THIS SITE, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT,
INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS
MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
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| 4. |
The Company periodically
amends, changes, adds, delete, updates or alters the information on the
website without notice, including without limitation, the terms and
conditions of use.
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Existing Insurance Coverage
DO NOT CANCEL ANY
EXISITNG INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM
THE INSURANCE COMPANY TO
WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.
Service Mark
Gizmo Health Insurance
Services LLC is a pending service mark of Gizmo Health Insurance
Services LLC. All trademarks, service marks, trade names, logos and
other content displayed on this website, including, without limitation,
text, graphics, images, audio clips logos, button icons, digital
downloads, and data compilations, is the property of the Company, except
for those of the insurance carriers, agent, brokers, industry
organizations, associations, health care institutions, and other service
companies, which are service marks or trademarks of their respective
entities. The name, trademarks, service marks trade names and logos of
the Company and any of the insurance companies represented by the
Company may not be used in any advertising or publicity, or otherwise
for any commercial use by other insurance agent or brokers. Any such use
is prohibited by federal trademark and copyright law. This site is a
copyrighted publication of the Company. No portion of this site or any
news or information displayed on this site may be published, broadcast,
duplicated, photocopied, faxed, downloaded, uploaded, distributed,
transmitted or redistributed in any way for any purpose without the
Company’s prior express written permission. The content presented on
this site is that of the Company, and not necessarily that of the
participating insurance carriers. However, certain content is presented
by insurance carriers, agents, brokers, industry organizations, service
providers and educational institutions, and that content is solely that
of the respective entity providing the content.
Licensing
This website is brought to
you by the licensed brokers in each respective state, which require
insurance transactions to be conducted through a licensed agent/broker.
Chris Felix is the writing agent/broker for Gizmo Health Insurance
Services LLC, an Illinois limited liability company with its principal
place of business: 29 North Wacker Drive, Chicago, Illinois, 60606, and
is licensed in each of the States as referenced below.
State License No.
|
State
|
License No.
|
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Arkansas |
305202 |
|
Arizona |
861568 |
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California |
0G19793 |
|
Colorado |
277590 |
|
Connecticut |
2268559
|
|
Florida |
P152332
|
|
Georgia |
769282
|
|
Idaho |
AL143049
|
|
Illinois (Gizmo Health) |
205638407
|
|
Indiana |
504422
|
|
Iowa |
IA0000000302901
|
|
Kansas |
8695987
|
|
Kentucky |
629186
|
|
Maryland |
99960645
|
|
Michigan |
411086
|
|
Missouri |
PR379553
|
|
Nebraska |
AG344283
|
|
Nevada |
509189
|
|
North Carolina |
5668
|
|
Ohio |
714699
|
|
Oklahoma |
962012
|
|
Oregon |
709775
|
|
Pennsylvania |
472788
|
|
South Carolina |
451387
|
|
Tennessee |
961152
|
|
Texas |
1409623
|
|
Utah |
248143
|
|
Wisconsin |
2486635
|
|
Wyoming |
156227
|
Your Account
If you use this website, you are responsible for maintaining the
confidentiality of your account and password and for restricting access
to your computer, and you agree to accept responsibility for all
activities that occur under your account or password. Further, by using
this website, you warrant that you are at least 18 years of age and
possess the legal authority to use this website. The Company does not
sell products to minors. If you are purchasing a product on behalf of a
minor, you agree to supervise all usage of this website by minors under
your name or account. The Company reserves the right to refuse
service, terminate accounts or remove or edit content in its sole
discretion.
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