LEGAL TERMS AND CONDITIONS


General Disclaimer; No Warranties; Limited Liability


Welcome to gizmohealth.com, a web site where individuals and small business can research health insurance choices and health insurance companies and shop for various insurance products. The website is owned and operated by Gizmo Health Insurance Services LLC ("Company"), a licensed insurance broker. The Company provides its services to you subject to the following conditions. If you visit or shop at gizmohealth.com, you accept these conditions.

 

1.

The insurance services and products described on this website are only for persons in those states and jurisdictions where such products and services may legally be sold.

 

2.

Notwithstanding any language to the contrary, nothing contained herein constitutes (nor is intended to constitute) an offer, inducement, promise, or contract of any kind, or a recommendation to purchase insurance from any particular insurance company at any particular level of benefits or plan design.

 

3.

THIS WEBSITE IS PROVIDED BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY MAKES NO REPRESTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS. TO THE FULL EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENETS. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

 

4.

The Company periodically amends, changes, adds, delete, updates or alters the information on the website without notice, including without limitation, the terms and conditions of use.

 


Existing Insurance Coverage


DO NOT CANCEL ANY EXISITNG INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.


Service Mark


Gizmo Health Insurance Services LLC is a pending service mark of Gizmo Health Insurance Services LLC. All trademarks, service marks, trade names, logos and other content displayed on this website, including, without limitation, text, graphics, images, audio clips logos, button icons, digital downloads, and data compilations, is the property of the Company, except for those of the insurance carriers, agent, brokers, industry organizations, associations, health care institutions, and other service companies, which are service marks or trademarks of their respective entities. The name, trademarks, service marks trade names and logos of the Company and any of the insurance companies represented by the Company may not be used in any advertising or publicity, or otherwise for any commercial use by other insurance agent or brokers. Any such use is prohibited by federal trademark and copyright law. This site is a copyrighted publication of the Company. No portion of this site or any news or information displayed on this site may be published, broadcast, duplicated, photocopied, faxed, downloaded, uploaded, distributed, transmitted or redistributed in any way for any purpose without the Company’s prior express written permission. The content presented on this site is that of the Company, and not necessarily that of the participating insurance carriers. However, certain content is presented by insurance carriers, agents, brokers, industry organizations, service providers and educational institutions, and that content is solely that of the respective entity providing the content.


Licensing


This website is brought to you by the licensed brokers in each respective state, which require insurance transactions to be conducted through a licensed agent/broker. Chris Felix is the writing agent/broker for Gizmo Health Insurance Services LLC, an Illinois limited liability company with its principal place of business: 29 North Wacker Drive, Chicago, Illinois, 60606, and is licensed in each of the States as referenced below.


State License No.

State License No.
Arkansas 305202
Arizona 861568
California 0G19793
Colorado 277590
Connecticut
2268559
Florida
P152332
Georgia
769282
Idaho
AL143049
Illinois (Gizmo Health)
205638407
Indiana
504422
Iowa
IA0000000302901
Kansas
8695987
Kentucky
629186
Maryland
99960645
Michigan
411086
Missouri
PR379553
Nebraska
AG344283
Nevada
509189
North Carolina
5668
Ohio
714699
Oklahoma
962012
Oregon
709775
Pennsylvania
472788
South Carolina
451387
Tennessee
961152
Texas
1409623
Utah
248143
Wisconsin
2486635
Wyoming
156227


Your Account

 

If you use this website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Further, by using this website, you warrant that you are at least 18 years of age and possess the legal authority to use this website. The Company does not sell products to minors. If you are purchasing a product on behalf of a minor, you agree to supervise all usage of this website by minors under your name or account. The Company reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.

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